Bad Credit or No Credit, an Emergency Loan is there when Bad Things Happen

These lenders have  minimal credit requirements and  low lending caps.  If you need larger amounts to get through the emergency see our pages on Personal Loans, Business loans, Loans over $2000, and last resort loans.



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Loan Amounts Up To $10000strong> Loan Amounts from
$500 - $15000
Loan Amounts from
$100 - $1000
* Helping people with bad credit since 1998
* We can help when others can't
* All Credit Welcome
* Large Network of Vendors
* Quick and Discrete Lending
* Bad Credit allowed
* High approval rates
* Deposits as fast as same day
* Time to decision: 2-5 min
* Same or Next day Deposit
* Service: Matches your application
with available vendors
* Bad Credit / No Credit allowed
* 2-3 Minute Process
* Deposits as fast as same day
* Decision in Minutes
* Next day Deposit
* Service: Matches your application
with available vendors

Sometimes in life bad situations happen, your car can break down or a trip to the hospital can leave you with a large bill. This is where a emergency loan steps in and helps you with emergency money fast. We list loans ranging from $100 up to $35,000 with loan terms from 14 days up to 6 years. Some loans require as low as $1000 in monthly income. If you have any questions check our FAQ »

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“The Best”

The Best! Simply, the Best

Jason Hepner, Wake Village, TX

“Thanks very much”

Thanks very much for explanation, presentation, & follow-up making it easy for me

Matt Lerner, Washington D,C,

“Quick and Easy”

Recently I had a emergency and needed to get help quick. I went to this website which was clear and informative, filled out a quick and easy application. In no time at all I had the check in my account.

Margret K.,Chicago, IL

“impressed with the convenience”

I was impressed with the convenience and very helpful customer service. The approval process was streamlined and not complicated. I had been declined by my local bank for a personal loan, I am very grateful to find the money I needed.

John R. Los Angles, CA

“Got my funds the Next Day”

The process was smooth and I received my funds the very next business day.

Daniel G., Boston, MA

Installment  and Personal Loans – Loans for emergency

Payday LoansInstallment and personal loans cater to small borrowings and normally get paid one day after placement of the request. With the present economic situation in flux, many people are opting for these loans as a means of fulfilling their short-term needs.

For you to secure these loans you should meet the following requirements:

  • Own a legal checking account,
  • Be above 18 years,
  • And have a minimum of $1,000 monthly income.

These are applicable to both installment and personal loans.

Convenient for Urgent Financial Needs

Emergency LoanInstallment and Personal short term loans are instant loans that simply help you when you need emergency cash now. Despite the fact that you’re working, you might face sudden financial emergency that needs quick responses. Such situations will force you to seek advances even though your salary is just a few days/weeks ahead.

Emergency LoanFor instance, if you urgently need to repair your car and you don’t the cash, you may be forced to seek emergency loans. When your needs are so pressing, a installment or personal loan might work out perfectly for you. Such loans are practical and functional especially when you can’t access bank credit. Most lenders offer emergency loans online, no need to visit any bank or store. Even when you’re unemployed between jobs it’s possible to secure a loan.

Installment and Personal loans offer incredible benefits including:

  • Flexible repayment conditions
  • Quick acquisition – it’s really simple to secure the loan
  • No credit checks are required. However your lender may conduct some checks to verify your income
  • These loans greatly boost your credit score by allowing you to settle your monthly bills without much hassle
  • Loans made with bad credit are allowed

Repayments are normally structured as lump-sum payments, but sometimes they could be made in installments depending on the lender’s lending terms.

You can receive the  loan funds in several of the following ways:

  • The cash gets deposited into your checking account
  • Loading a debit card with cash
  • A live check can be sent to your address

Finance Charges

The cost might be around $10 – $30 for a $100 loan. For instance, a two-week installment loan can attract an interest rate of $15 for every $100.

The amount you can borrow is influenced by state laws. Different states have different laws governing the issuance of these loans. Hence, it’s essential that you clearly understand what the law stipulates as far as these loans are concerned in order to avoid frustrations during emergencies.

Nobody is financially guaranteed during these tough economic times. You may encounter an urgent financial need which will prompt you to seek a short-term loan, anyone might now and then need some emergency financial aid.